Last updated March 20, 2025
		Annuities and Your Retirement Plan
		
			
  By Eric Bork
		 
		Including annuities in your retirement plan adds a valuable source of guaranteed income later in life. With deliberate planning and the advice of an expert, adding an annuity to your retirement plan can help ensure a comfortable and worry-free retirement.
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		Last updated February 4, 2025
		How Fixed Annuities Can Ease Long-Term Care Costs in Retirement
		
			
  By Eric Bork
		 
		A deferred annuity is a contract you have with an annuity company. You pay them money, either all at once (a lump sum) or over several payments,  and in return, the annuity company promises to give you back this money later in payments, plus interest. The date that you start receiving this money is called the annuity date. This is when your annuity begins to pay you, and there are different types of deferred annuities to consider.
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		Last updated January 21, 2025
		Fixed Annuities: Debunking Common Misconceptions
		
			
  By Eric Bork
		 
		A deferred annuity is a contract you have with an annuity company. You pay them money, either all at once (a lump sum) or over several payments,  and in return, the annuity company promises to give you back this money later in payments, plus interest. The date that you start receiving this money is called the annuity date. This is when your annuity begins to pay you, and there are different types of deferred annuities to consider.
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		Last updated November 4, 2024
		Deferred Annuities: Types & Benefits
		
			
  By Eric Bork
		 
		A deferred annuity is a contract you have with an annuity company. You pay them money, either all at once (a lump sum) or over several payments,  and in return, the annuity company promises to give you back this money later in payments, plus interest. The date that you start receiving this money is called the annuity date. This is when your annuity begins to pay you, and there are different types of deferred annuities to consider.
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		Last updated October 24, 2024
		Fixed Annuity Rates: What You Need to Know
		
			
  By Eric Bork
		 
		Market conditions, especially the current interest rates, have a big impact on annuity returns. When these go up, annuity rates usually go up too. This happens because insurance companies invest the money they get from annuity holders in a variety of assets (t-bills, mutual funds, etc) that are affected by interest rates.
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		Last updated October 15, 2024
		Understanding Annuity Rates
		
			
  By Eric Bork
		 
		Market conditions, especially the current interest rates, have a big impact on annuity returns. When these go up, annuity rates usually go up too. This happens because insurance companies invest the money they get from annuity holders in a variety of assets (t-bills, mutual funds, etc) that are affected by interest rates.
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		Last updated October 4, 2024
		Immediate Annuities and How They Work
		
			
  By Eric Bork
		 
		Annuities offer a number of benefits that make them an attractive investment option for many individuals. One of the primary advantages of annuities is their ability to provide a guaranteed stream of income for life. This can be especially beneficial for retirees or individuals who are nearing retirement and are looking for a reliable source of income to supplement their Social Security benefits or pensions.
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		Last updated December 12, 2023
		The Pros and Cons of Annuities
		
			
  By Eric Bork
		 
		Annuities offer a number of benefits that make them an attractive investment option for many individuals. One of the primary advantages of annuities is their ability to provide a guaranteed stream of income for life. This can be especially beneficial for retirees or individuals who are nearing retirement and are looking for a reliable source of income to supplement their Social Security benefits or pensions.
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		Last updated December 1, 2023
		Frequently Asked Questions
		
			
  By Eric Bork
		 
		Navigating the unpredictable journey of life requires preparation, especially when it pertains to our health. Long-Term Care Insurance (LTC) isn’t just insurance; it’s peace of mind.
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		Last updated November 30, 2023
		What is Hybrid Long-Term Care Insurance?
		
			
  By Eric Bork
		 
		Aging is a part of life that comes with the potential for debilitating illnesses and the need for long-term care. However, the prospect of the financial burden that may accompany such care can be daunting. That's where hybrid long-term care insurance comes in. 
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