A retirement you don't have to second-guess.
Leverage Planning is a virtual-first retirement planning firm that helps pre-retirees and retirees build a reliable income foundation while coordinating investments, tax-efficient strategies, Medicare, and legacy planning. We give you one clear strategy, one point of contact, and confidence your retirement can weather any market.
Virtual FirstAcross All 50 States
The questions that keep pre-retirees up at 2 a.m.
"How do I replace my paycheck with something I can count on every single month?"
"What happens to our income if the market drops 30% the year after I retire?"
"Can I build a retirement where my essential expenses are covered no matter what?"
"Will I have to go back to work if there's another 2008?"
"Am I paying $40,000 more in taxes because nobody's coordinating my withdrawals with my income plan?"
"Does my advisor have a plan for my income, or just my investments?"
If those questions sound familiar, you're not behind. You're at the point where retirement planning becomes real, and where structuring your portfolio to provide lifelong income can change everything.
Your complete retirement plan, fully coordinated.
Most advisors start with a portfolio. We start with your income. How much do you need each month? How much of that can you count on regardless of what markets do? Once the income plan is set, we coordinate your investments, tax strategy, legacy plan, and Medicare around it.
Retirement Income
The anchor of your entire plan. Turning a lifetime of savings into reliable monthly income. Social Security timing, tax-aware withdrawals, and an income floor that doesn't depend on the market.
Wealth Management
Investment management built to serve your income plan, balancing growth, income, and downside protection around the paycheck you're already counting on.
Tax Strategy
Roth conversions, withdrawal sequencing, and multi-year tax strategy, all coordinated to protect your income and keep more of it.
Legacy Planning
Beneficiary alignment, titling, coordinated with your estate attorney. A living discipline, not a one-time document.
Medicare Planning
Enrollment timing, plan selection, annual reviews, and healthcare costs modeled inside your plan, not next to it.
A clear process, from the first call to the ongoing plan.
The first call is a conversation, not a pitch. Everything that follows is designed so you always know the next step, and why it matters.
Discovery Meeting
A complete discovery conversation about your goals and concerns. We review where you stand on income, investments, taxes, healthcare, and legacy.
Portfolio Review & Mutual Commitment
Diagnostic of your current portfolio: risk, costs, income gaps, and Social Security timing. We both decide whether to move forward.
Plan Review & Implementation
Construction of your full plan: income, investments, advanced planning, tax strategy, healthcare, and legacy. Walked through together until every piece fits.
Client Experience & Onboarding
We put the plan to work. Review accounts and statements, set the regular review rhythm, and implement the advanced planning that takes longer to put in place.
Why retirees choose us.
Four things that separate us from the advisor you're currently leaving, and from every firm you've already ruled out.
One team. One Strategy.
You stop juggling specialists. Income, investments, tax-efficiency, legacy, and Medicare, coordinated by the same team, inside a single plan that actually agrees with itself.
Planning first. Products second.
We build the plan first. If specific tools are needed, they serve the plan, not the other way around. We describe services in outcomes, never in products.
You first, always.
No cookie-cutter plans. Every recommendation is built around your unique goals, needs, and vision for the future.
Virtual-first, not impersonal.
Meet your planner from your living room, without losing the relationship. You'll know our names, and we'll know yours, your kids', and what matters to you.
The people behind your plan.
A team built around a single coordinated plan. You'll meet them on your first call, and they'll stay your team.
Kitra Miller
Administrative Assistant
Colin Nabity
Growth
Eric Bork
Marketing
Ryan Downey
Software Engineer
Cody Leach
Chief Technology Officer
Aaron Brooker
Long-Term Care
Breann Urban
Financial Professional
Rhett Stubbendeck
Founder, Chief Executive Officer & Investment Advisor Representative
Kitra Miller
Administrative Assistant
Colin Nabity
Growth
Eric Bork
Marketing
Ryan Downey
Software Engineer
Cody Leach
Chief Technology Officer
Aaron Brooker
Long-Term Care
Breann Urban
Financial Professional
Rhett Stubbendeck
Founder, Chief Executive Officer & Investment Advisor Representative
You didn't save this hard to hope the market cooperates.
One conversation. No pressure. We'll talk about where you are, what your income needs to look like, and whether we're the right fit.